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You will use this number when you call to make a claim or if you need to update your policy. Policy Number: It’s a unique number assigned to your policy by your homeowners’ insurance company.If you ever need to file a claim with this homeowners’ insurance company, this information will come in handy when sending them an email. Name of the Homeowners Insurance Company: It tells you who provided your insurance and who is responsible for paying any claims.Image Credit: Andrey_Popov, ShutterstockĪ declaration page contains some basic information about your homeowners’ insurance policy. This information is at the top of the document. With this, the insurance firm can send any paperwork or notices they might need to give you. You must also provide your physical address here. It may also include other names if there are many people covered under one policy. It states who is insured under the homeowners’ policy and who owns or rents the property. This is the first item on the declaration page. Your declaration page contains information about your homeowners’ insurance policy. What Does a Declaration Page for Homeowners Insurance Contain? With this, you’ll understand better how this document works. Let’s look at the contents of a declaration page. The information on the declaration page will vary depending on your circumstances and needs. As soon as you get your declaration page, you may want to check for any errors that could make it difficult for you to file a claim, and have it amended. You can file a claim using the declaration page because it has everything that a homeowners’ insurance contains. It states what is covered under your homeowners’ insurance policy- it identifies the types, the coverage amount, and costs. How Does a Declaration Page for Homeowners Insurance Work?Īs already mentioned, a declaration page is simply a legal contract between you and your homeowners’ insurance company. The document is also known as a “Dec Page.” In this article, we will take a closer look at the homeowners insurance declaration page and explain what it is, what information it contains, and why it is so important. The declaration page can be found at the front, the back, or inside cover of a homeowners’ insurance policy. It contains important information about your policy such as the coverage limits, deductibles, and premium amounts. The declaration page is a summary of this contract. It outlines the terms of your coverage, including what is covered and what is not.

Your homeowner’s insurance policy is a contract between you and your insurance company. You want to do everything in your power to protect it, which is why you have invested in a homeowner’s insurance policy.īut what exactly is this document that you have been paying for all these years? And what is this declaration page that your agent always asks you for? Your home is so much more than just a roof over your head-it is your sanctuary, your refuge, and the place you raise your family. You have worked hard and finally achieved your dream of owning a home.
